Privacy Policy

Last Updated: September 2026

WiseMoney ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal and financial data when you use the WiseMoney iOS application ("the App").

1. On-Device Processing

WiseMoney is built with a strict privacy-first architecture. Any processing of financial documents (such as payslips) occurs completely on-device, using Apple's local frameworks. We do not transmit, upload, or process your PDFs or images on any external servers, and we do not receive them in any form.

2. Data Storage

Your financial data, budgets, and settings are stored locally on your device using SwiftData. WiseMoney does not operate any server, and your data is never transmitted off your device — we have no ability to read it.

The App does not currently offer iCloud or cross-device sync. The device you use holds the only copy of your data, so we recommend using the App's Export feature (CSV or PDF) to keep your own backup. If sync is added in a future version, we will update this policy before that version ships.

3. Camera and Photos

The App requests access to your camera and photo library for a single purpose: choosing a profile photo. Those images are stored on your device along with the rest of your data and are never uploaded. Payslips you import are read on-device as described in Section 1.

4. Data Collection

The App itself collects nothing. There are no analytics, no crash logs, no advertising identifiers, and no personally identifiable information (PII) gathered by the App.

Separately, if you choose to contact us using the feedback form on this website, we receive the name, email address, feedback type, and message you submit. That form is delivered through Formspree, a third-party form provider that processes the submission on our behalf and is subject to its own privacy policy. We use what you send only to respond to you and to improve the App, and we do not sell it or use it for advertising. Using the website's form is entirely optional and is not required to use the App.

5. Third-Party Services

The App contains no third-party SDKs of any kind — no advertising, no analytics, no crash reporting, and no data brokers. It ships with zero third-party dependencies. The only third-party service connected to WiseMoney is the website feedback form described in Section 4, which is part of this website and not part of the App.

6. Changes to This Policy

We may update this Privacy Policy from time to time as we add new features. We will notify you of any significant changes by updating the "Last Updated" date at the top of this policy. Changes that affect where your data is stored — such as introducing sync — will be published here before the version that introduces them is released.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please reach out to us using the feedback form on our homepage. For help using the App, see our Support page.